Side-by-side · Q2 2026 data
The Fairmount State Bank vs Peoples Community Bank SB of Monticello, Indiana
Bank
Peoples Community Bank SB of Monticello, Indiana
Monticello, Indiana · Under $100 million in assets
Metric by metric
| Measure | The Fairmount State Bank | Peoples Community Bank SB of Monticello, Indiana |
|---|---|---|
| TellerScore | 37 | 57 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 0 | 5 (stronger) |
| Earnings | 19 | 51 (stronger) |
| Funding & liquidity | 71 (stronger) | 50 |
| Problem-loan coverage | 29 | 84 (stronger) |
| Peer percentile | 3rd | 16th |
| Total assets | $57.0M | $42.7M |
| Deposits / shares | $49.0M | $19.5M |
| Capital ratio | 11.69% | 32.00% (stronger) |
| Problem loans | 6.37% | 2.84% (stronger) |
| Net charge-offs | 1.00% | 0.00% (stronger) |
| Return on assets | -0.03% | 0.77% (stronger) |
| Loans ÷ deposits | 88.7% (stronger) | 204.0% |
| Uninsured deposits | 15.3% | 0.3% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Community Bank SB of Monticello, Indiana has the higher TellerScore (57 vs 37). On the 7 directional measures above (where higher or lower is clearly better), The Fairmount State Bank leads on 1 and Peoples Community Bank SB of Monticello, Indiana on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.