Side-by-side · Q2 2026 data
The Fairmount State Bank vs Riverside Community Federal Credit Union
Credit union
Riverside Community Federal Credit Union
Marion, Indiana · Under $100 million in assets
Metric by metric
| Measure | The Fairmount State Bank | Riverside Community Federal Credit Union |
|---|---|---|
| TellerScore | 37 | 79 (stronger) |
| Capital cushion | 67 | 97 (stronger) |
| Loan quality | 0 | 62 (stronger) |
| Earnings | 19 | 81 (stronger) |
| Funding & liquidity | 71 (stronger) | 64 |
| Problem-loan coverage | 29 | 87 (stronger) |
| Peer percentile | 3rd | 62nd |
| Total assets | $57.0M | $59.6M |
| Deposits / shares | $49.0M | $50.8M |
| Capital ratio | 11.69% | 14.67% (stronger) |
| Problem loans | 6.37% | 1.13% (stronger) |
| Net charge-offs | 1.00% | -0.01% (stronger) |
| Return on assets | -0.03% | 1.54% (stronger) |
| Loans ÷ deposits | 88.7% (stronger) | 95.8% |
| Uninsured deposits | 15.3% | 6.2% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Riverside Community Federal Credit Union has the higher TellerScore (79 vs 37). On the 7 directional measures above (where higher or lower is clearly better), The Fairmount State Bank leads on 1 and Riverside Community Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.