TellerScore

Riverside Community Federal Credit Union (NCUA charter #3775) is based in Marion, Indiana. Its Q2 2026 call report shows $59.6M in total assets and $50.8M in member shares and deposits and 2 offices.

Based on its Q2 2026 filing, Riverside Community Federal Credit Union scores 79/100, which we describe as strong. That is higher than 62% of 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Indiana, it ranks 35th. Its strongest component is capital cushion (97/100; 14.67%), and its lowest is loan quality (62/100; 1.13%).

TellerScore · Q2 2026

Scorecard

Capital cushion97/100
Net worth ratio: 14.67%
Loan quality62/100
Loans 60+ days delinquent ÷ total loans: 1.13%
Earnings81/100
Return on assets (annualized): 1.54%
Funding & liquidity64/100
Loans ÷ shares: 95.8% · 6.2% uninsured
Problem-loan coverage87/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 6.27%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 11 points (90 → 79), mostly because the loan quality component weakened by 35 points.

TellerScore
798590Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202479
Q3 202481
Q4 202484
Q1 202589
Q2 202590
Q3 202585
Q4 202586
Q1 202682
Q2 202679
Net worth ratio
7.00%10.84%14.68%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.28%
Q3 202413.63%
Q4 202413.74%
Q1 202513.76%
Q2 202514.33%
Q3 202514.50%
Q4 202514.68%
Q1 202614.57%
Q2 202614.67%
Delinquent loans (60+ days)
0.07%0.60%1.13%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.17%
Q3 20240.20%
Q4 20240.18%
Q1 20250.15%
Q2 20250.09%
Q3 20250.07%
Q4 20250.14%
Q1 20260.73%
Q2 20261.13%
Return on assets
0.85%1.30%1.76%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.85%
Q3 20241.04%
Q4 20241.24%
Q1 20251.76%
Q2 20251.74%
Q3 20251.05%
Q4 20251.17%
Q1 20261.42%
Q2 20261.54%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$59.6M14.67%1.13%1.54%95.8%
Q1 202682$58.3M14.57%0.73%1.42%95.8%
Q4 202586$56.4M14.68%0.14%1.17%97.4%
Q3 202585$56.3M14.50%0.07%1.05%96.1%
Q2 202590$57.4M14.33%0.09%1.74%93.8%
Q1 202589$58.0M13.76%0.15%1.76%88.3%
Q4 202484$56.2M13.74%0.18%1.24%90.1%
Q3 202481$54.8M13.63%0.20%1.04%92.3%
Q2 202479$54.8M13.28%0.17%0.85%94.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.67%
52nd
Problem loans1.13%
35th
Net charge-offs-0.01%
88th
Return on assets1.54%
86th
Loans to deposits95.8%
5th
Uninsured deposits6.2%
16th
Loan-loss reserves0.00%
37th
Texas ratio6.3%
23rd

Similar-size credit unions in Indiana

InstitutionScoreAssetsCapitalProblem loansCompare
Tlcu Financial Credit UnionCredit union Mishawaka, IN89 out of 100, Very strong$59.4M16.0%0.45%vs
Professional Police Officers Credit UnionCredit union Indianapolis, IN92 out of 100, Very strong$58.7M14.8%0.00%vs
Financial Partners Federal Credit UnionCredit union Woodburn, IN66 out of 100, Moderate$56.7M10.1%1.20%vs
Perfect Circle Credit UnionCredit union Hagerstown, IN65 out of 100, Moderate$63.2M12.8%2.21%vs
South Bend Firefighters Federal Credit UnionCredit union South Bend, IN82 out of 100, Strong$64.3M23.6%1.07%vs
One Vision Federal Credit UnionCredit union Clarksville, IN77 out of 100, Strong$65.2M12.8%0.67%vs

Deposit insurance

Is my money safe at Riverside Community Federal Credit Union?

Yes. Riverside Community Federal Credit Union is a federally insured credit union (NCUA charter #3775). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.2% of shares and deposits ($3.2M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.67%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Riverside Community Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Riverside Community Federal Credit Union
Type
Federal credit union
NCUA charter #
3775
RSSD ID
406675
Primary regulator
NCUA
Established
1940
Headquarters
101 N Washington St, Marion, IN 46952
Employees
19

Quick answers

Riverside Community Federal Credit Union: common questions

Is Riverside Community Federal Credit Union NCUA insured?

Yes. Riverside Community Federal Credit Union is a federally insured credit union (NCUA charter #3775). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Riverside Community Federal Credit Union's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Riverside Community Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Marion

InstitutionScoreAssetsCapitalProblem loansCompare
Fo Me Bo Co Federal Credit UnionCredit union Wabash, IN98 out of 100, Very strong$3.8M17.3%0.00%vs
Fortress Federal Credit UnionCredit union Marion, IN88 out of 100, Very strong$22.3M17.6%0.08%vs
Concora Wabash Federal Credit UnionCredit union Wabash, IN82 out of 100, Strong$1.2M21.9%0.00%vs
Midwest America Federal Credit UnionCredit union Fort Wayne, IN79 out of 100, Strong$1.0B14.8%0.90%vs
Via Credit UnionCredit union Marion, IN76 out of 100, Strong$604.4M13.2%0.62%vs
Beacon Credit UnionCredit union Wabash, IN76 out of 100, Strong$1.8B13.5%0.47%vs