Side-by-side · Q2 2026 data
The Fairmount State Bank vs Via Credit Union
Metric by metric
| Measure | The Fairmount State Bank | Via Credit Union |
|---|---|---|
| TellerScore | 37 | 76 (stronger) |
| Capital cushion | 67 | 82 (stronger) |
| Loan quality | 0 | 79 (stronger) |
| Earnings | 19 | 55 (stronger) |
| Funding & liquidity | 71 | 73 (stronger) |
| Problem-loan coverage | 29 | 93 (stronger) |
| Peer percentile | 3rd | 68th |
| Total assets | $57.0M | $604.4M |
| Deposits / shares | $49.0M | $517.8M |
| Capital ratio | 11.69% | 13.18% (stronger) |
| Problem loans | 6.37% | 0.62% (stronger) |
| Net charge-offs | 1.00% | 0.46% (stronger) |
| Return on assets | -0.03% | 0.87% (stronger) |
| Loans ÷ deposits | 88.7% | 87.4% (stronger) |
| Uninsured deposits | 15.3% | 8.4% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Via Credit Union has the higher TellerScore (76 vs 37). On the 7 directional measures above (where higher or lower is clearly better), The Fairmount State Bank leads on 0 and Via Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.