Side-by-side · Q2 2026 data
The Falls City National Bank vs First National Bank of Huntsville
Metric by metric
| Measure | The Falls City National Bank | First National Bank of Huntsville |
|---|---|---|
| TellerScore | 69 | 90 (stronger) |
| Capital cushion | 100 (stronger) | 83 |
| Loan quality | 0 | 98 (stronger) |
| Earnings | 100 (stronger) | 90 |
| Funding & liquidity | 66 | 86 (stronger) |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 40th | 95th |
| Total assets | $597.1M | $584.9M |
| Deposits / shares | $498.0M | $501.6M |
| Capital ratio | 16.33% (stronger) | 13.29% |
| Problem loans | 3.22% | 0.05% (stronger) |
| Net charge-offs | 0.15% | 0.00% (stronger) |
| Return on assets | 2.03% (stronger) | 1.74% |
| Loans ÷ deposits | 27.3% (stronger) | 69.7% |
| Uninsured deposits | 45.7% | 19.2% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.8% | 5.4% |
First National Bank of Huntsville has the higher TellerScore (90 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Falls City National Bank leads on 3 and First National Bank of Huntsville on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.