Side-by-side · Q2 2026 data
The Falls City National Bank vs Randolph-Brooks Federal Credit Union
Metric by metric
| Measure | The Falls City National Bank | Randolph-Brooks Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 76 (stronger) |
| Capital cushion | 100 (stronger) | 84 |
| Loan quality | 0 | 58 (stronger) |
| Earnings | 100 (stronger) | 79 |
| Funding & liquidity | 66 | 77 (stronger) |
| Problem-loan coverage | 91 (stronger) | 87 |
| Peer percentile | 40th | 81st |
| Total assets | $597.1M | $19.6B |
| Deposits / shares | $498.0M | $15.6B |
| Capital ratio | 16.33% (stronger) | 13.42% |
| Problem loans | 3.22% | 1.27% (stronger) |
| Net charge-offs | 0.15% (stronger) | 0.76% |
| Return on assets | 2.03% (stronger) | 1.47% |
| Loans ÷ deposits | 27.3% (stronger) | 82.4% |
| Uninsured deposits | 45.7% | 15.8% (stronger) |
| Offices | 3 | 34 |
| CFPB complaints (3 yrs) | — | 523 |
| Complaints per $1B deposits | — | 33.6 |
| Mortgage denial rate (HMDA) | 1.8% | 14.3% |
Randolph-Brooks Federal Credit Union has the higher TellerScore (76 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Falls City National Bank leads on 4 and Randolph-Brooks Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Floresville, TX