Side-by-side · Q2 2026 data
The Falls City National Bank vs Texas Champion Bank
Metric by metric
| Measure | The Falls City National Bank | Texas Champion Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 55 |
| Loan quality | 0 | 87 (stronger) |
| Earnings | 100 (stronger) | 56 |
| Funding & liquidity | 66 (stronger) | 40 |
| Problem-loan coverage | 91 (stronger) | 86 |
| Peer percentile | 40th | 26th |
| Total assets | $597.1M | $436.6M |
| Deposits / shares | $498.0M | $329.2M |
| Capital ratio | 16.33% (stronger) | 10.48% |
| Problem loans | 3.22% | 0.39% (stronger) |
| Net charge-offs | 0.15% | 0.01% (stronger) |
| Return on assets | 2.03% (stronger) | 0.90% |
| Loans ÷ deposits | 27.3% (stronger) | 104.2% |
| Uninsured deposits | 45.7% | 30.0% (stronger) |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.8% | — |
The Falls City National Bank has the higher TellerScore (69 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The Falls City National Bank leads on 4 and Texas Champion Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.