Side-by-side · Q2 2026 data
The Falls City National Bank vs Texstar Federal Credit Union
Metric by metric
| Measure | The Falls City National Bank | Texstar Federal Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 53 |
| Capital cushion | 100 (stronger) | 86 |
| Loan quality | 0 | 0 |
| Earnings | 100 (stronger) | 18 |
| Funding & liquidity | 66 | 100 (stronger) |
| Problem-loan coverage | 91 (stronger) | 84 |
| Peer percentile | 40th | 12th |
| Total assets | $597.1M | $20.0M |
| Deposits / shares | $498.0M | $17.2M |
| Capital ratio | 16.33% (stronger) | 13.59% |
| Problem loans | 3.22% (stronger) | 3.86% |
| Net charge-offs | 0.15% | 0.09% (stronger) |
| Return on assets | 2.03% (stronger) | -0.04% |
| Loans ÷ deposits | 27.3% (stronger) | 30.9% |
| Uninsured deposits | 45.7% | 4.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.8% | — |
The Falls City National Bank has the higher TellerScore (69 vs 53). On the 7 directional measures above (where higher or lower is clearly better), The Falls City National Bank leads on 5 and Texstar Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.