Side-by-side · Q2 2026 data
The Family Credit Union vs Employees Credit Union
Metric by metric
| Measure | The Family Credit Union | Employees Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 70 |
| Capital cushion | 90 | 100 (stronger) |
| Loan quality | 63 (stronger) | 0 |
| Earnings | 41 | 84 (stronger) |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 90 (stronger) | 85 |
| Peer percentile | 66th | 51st |
| Total assets | $253.3M | $203.4M |
| Deposits / shares | $216.0M | $164.1M |
| Capital ratio | 13.99% | 18.96% (stronger) |
| Problem loans | 1.10% (stronger) | 3.25% |
| Net charge-offs | 0.99% | 0.25% (stronger) |
| Return on assets | 0.52% | 1.61% (stronger) |
| Loans ÷ deposits | 61.5% | 53.5% (stronger) |
| Uninsured deposits | 5.5% (stronger) | 11.4% |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Family Credit Union has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Family Credit Union leads on 3 and Employees Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.