Side-by-side · Q2 2026 data
The Family Credit Union vs Members1st Community Credit Union
Metric by metric
| Measure | The Family Credit Union | Members1st Community Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 59 |
| Capital cushion | 90 (stronger) | 45 |
| Loan quality | 63 | 71 (stronger) |
| Earnings | 41 (stronger) | 37 |
| Funding & liquidity | 99 (stronger) | 83 |
| Problem-loan coverage | 90 (stronger) | 83 |
| Peer percentile | 66th | 19th |
| Total assets | $253.3M | $311.1M |
| Deposits / shares | $216.0M | $278.8M |
| Capital ratio | 13.99% (stronger) | 9.54% |
| Problem loans | 1.10% | 0.88% (stronger) |
| Net charge-offs | 0.99% | 0.80% (stronger) |
| Return on assets | 0.52% (stronger) | 0.42% |
| Loans ÷ deposits | 61.5% (stronger) | 77.3% |
| Uninsured deposits | 5.5% | 4.0% (stronger) |
| Offices | 10 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.4% |
The Family Credit Union has the higher TellerScore (75 vs 59). On the 7 directional measures above (where higher or lower is clearly better), The Family Credit Union leads on 4 and Members1st Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.