Side-by-side · Q2 2026 data
The Family First Federal Credit Union vs Bitterroot Community Federal Credit Union
Credit union
The Family First Federal Credit Union
Great Falls, Montana · Under $100 million in assets
Credit union
Bitterroot Community Federal Credit Union
Darby, Montana · Under $100 million in assets
Metric by metric
| Measure | The Family First Federal Credit Union | Bitterroot Community Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 64 (stronger) |
| Capital cushion | 60 (stronger) | 35 |
| Loan quality | 19 | 80 (stronger) |
| Earnings | 89 (stronger) | 44 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 79 | 94 (stronger) |
| Peer percentile | 26th | 28th |
| Total assets | $18.8M | $18.9M |
| Deposits / shares | $16.7M | $17.2M |
| Capital ratio | 11.01% (stronger) | 8.53% |
| Problem loans | 2.44% | 0.59% (stronger) |
| Net charge-offs | 0.34% | 0.11% (stronger) |
| Return on assets | 1.72% (stronger) | 0.60% |
| Loans ÷ deposits | 48.5% | 47.2% (stronger) |
| Uninsured deposits | 2.9% | 0.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bitterroot Community Federal Credit Union has the higher TellerScore (64 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The Family First Federal Credit Union leads on 2 and Bitterroot Community Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.