Headquartered in Great Falls, Montana, The Family First Federal Credit Union is a federal credit union with $18.8M in total assets and $16.7M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1956.
The Family First Federal Credit Union has a TellerScore of 63 out of 100 (moderate) based on Q2 2026 data — higher than only 26% of its 2,479 credit unions with under $100 million in assets. Among 41 credit unions headquartered in Montana, it ranks 31st. Funding & liquidity contributes the most (100/100, 48% loans-to-deposits, 3% uninsured); loan quality contributes the least (19/100, 2.44%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (62 → 63).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 63 |
| Q3 2024 | 65 |
| Q4 2024 | 65 |
| Q1 2025 | 58 |
| Q2 2025 | 62 |
| Q3 2025 | 59 |
| Q4 2025 | 65 |
| Q1 2026 | 54 |
| Q2 2026 | 63 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 8.70% |
| Q3 2024 | 9.52% |
| Q4 2024 | 9.79% |
| Q1 2025 | 9.83% |
| Q2 2025 | 10.91% |
| Q3 2025 | 11.41% |
| Q4 2025 | 9.75% |
| Q1 2026 | 11.20% |
| Q2 2026 | 11.01% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.20% |
| Q3 2024 | 1.31% |
| Q4 2024 | 1.67% |
| Q1 2025 | 2.28% |
| Q2 2025 | 2.79% |
| Q3 2025 | 3.24% |
| Q4 2025 | 1.67% |
| Q1 2026 | 4.20% |
| Q2 2026 | 2.44% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.30% |
| Q3 2024 | 1.41% |
| Q4 2024 | 1.62% |
| Q1 2025 | 1.46% |
| Q2 2025 | 2.01% |
| Q3 2025 | 1.69% |
| Q4 2025 | 1.62% |
| Q1 2026 | 1.38% |
| Q2 2026 | 1.72% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 63 | $18.8M | 11.01% | 2.44% | 1.72% | 48.5% |
| Q1 2026 | 54 | $17.6M | 11.20% | 4.20% | 1.38% | 54.1% |
| Q4 2025 | 65 | $17.9M | 9.75% | 1.67% | 1.62% | 63.5% |
| Q3 2025 | 59 | $17.2M | 11.41% | 3.24% | 1.69% | 59.2% |
| Q2 2025 | 62 | $17.6M | 10.91% | 2.79% | 2.01% | 60.4% |
| Q1 2025 | 58 | $18.5M | 9.83% | 2.28% | 1.46% | 60.5% |
| Q4 2024 | 65 | $17.9M | 9.79% | 1.67% | 1.62% | 63.5% |
| Q3 2024 | 65 | $17.3M | 9.52% | 1.31% | 1.41% | 66.2% |
| Q2 2024 | 63 | $18.2M | 8.70% | 1.20% | 1.30% | 62.7% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Montana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bitterroot Community Federal Credit UnionCredit union Darby, MT | 64 out of 100, Moderate | $18.9M | 8.5% | 0.59% | vs |
| Wolf Point Federal Credit UnionCredit union Wolf Point, MT | 68 out of 100, Moderate | $23.3M | 17.2% | 1.54% | vs |
| Fort Peck Community Federal Credit UnionCredit union Fort Peck, MT | 49 out of 100, Below average | $14.3M | 12.4% | 3.93% | vs |
| Mountain West Federal Credit UnionCredit union Butte, MT | 73 out of 100, Strong | $24.2M | 15.5% | 2.27% | vs |
| Seg Federal Credit UnionCredit union Laurel, MT | 74 out of 100, Strong | $25.6M | 12.6% | 0.75% | vs |
| Deer Lodge County School Emp Federal Credit UnionCredit union Anaconda, MT | 95 out of 100, Very strong | $9.7M | 13.7% | 0.00% | vs |
Deposit insurance
Is my money safe at The Family First Federal Credit Union?
Yes. The Family First Federal Credit Union is a federally insured credit union (NCUA charter #11364). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 2.9% of shares and deposits ($478K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 11.01%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
The Family First Federal Credit Union lists 1 office in 1 city. Most locations:
- Great Falls, MT (1)
Identity & history
Profile
- Legal name
- The Family First Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 11364
- RSSD ID
- 906184
- Primary regulator
- NCUA
- Established
- 1956
- Headquarters
- PO Box 6587, Great Falls, MT 59406
- Employees
- 5
Quick answers
The Family First Federal Credit Union: common questions
Is The Family First Federal Credit Union NCUA insured?
Yes. The Family First Federal Credit Union is a federally insured credit union (NCUA charter #11364). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is The Family First Federal Credit Union's TellerScore?
63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does The Family First Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Great Falls
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Davidson Trust Co.Bank Great Falls, MT | 94 out of 100, Very strong | $13.2M | 75.9% | 0.00% | vs |
| 1st Liberty Federal Credit UnionCredit union Great Falls, MT | 84 out of 100, Strong | $214.2M | 14.4% | 0.28% | vs |
| Independence BankBank Havre, MT | 84 out of 100, Strong | $1.4B | 13.4% | 0.46% | vs |
| Montana Federal Credit UnionCredit union Great Falls, MT | 79 out of 100, Strong | $361.5M | 12.5% | 0.26% | vs |
| Weld Community Credit UnionCredit union Greeley, CO | 78 out of 100, Strong | $109.6M | 11.3% | 0.16% | vs |
| Clearwater Federal Credit UnionCredit union Missoula, MT | 76 out of 100, Strong | $1.2B | 12.8% | 0.67% | vs |