Side-by-side · Q2 2026 data
The Farmers and Merchants Bank vs Monroe Federal Savings and Loan Association
Metric by metric
| Measure | The Farmers and Merchants Bank | Monroe Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 66 (stronger) | 59 |
| Capital cushion | 99 (stronger) | 49 |
| Loan quality | 0 | 93 (stronger) |
| Earnings | 79 (stronger) | 11 |
| Funding & liquidity | 87 (stronger) | 62 |
| Problem-loan coverage | 71 | 96 (stronger) |
| Peer percentile | 31st | 17th |
| Total assets | $136.4M | $144.5M |
| Deposits / shares | $116.5M | $124.5M |
| Capital ratio | 14.92% (stronger) | 9.86% |
| Problem loans | 3.86% | 0.22% (stronger) |
| Net charge-offs | 0.08% | 0.00% (stronger) |
| Return on assets | 1.47% (stronger) | -0.22% |
| Loans ÷ deposits | 66.1% (stronger) | 90.0% |
| Uninsured deposits | 21.4% (stronger) | 22.3% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
The Farmers and Merchants Bank has the higher TellerScore (66 vs 59). On the 7 directional measures above (where higher or lower is clearly better), The Farmers and Merchants Bank leads on 5 and Monroe Federal Savings and Loan Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.