Side-by-side · Q2 2026 data
The Farmers & Merchants Bank vs Bank of Walker County
Metric by metric
| Measure | The Farmers & Merchants Bank | Bank of Walker County |
|---|---|---|
| TellerScore | 75 | 75 |
| Capital cushion | 100 (stronger) | 62 |
| Loan quality | 56 | 85 (stronger) |
| Earnings | 43 | 79 (stronger) |
| Funding & liquidity | 82 (stronger) | 65 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 54th | 54th |
| Total assets | $98.3M | $98.5M |
| Deposits / shares | $86.5M | $87.9M |
| Capital ratio | 17.03% (stronger) | 11.24% |
| Problem loans | 1.33% | 0.46% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.04% |
| Return on assets | 0.59% | 1.49% (stronger) |
| Loans ÷ deposits | 5.9% (stronger) | 82.3% |
| Uninsured deposits | 31.2% | 26.5% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The Farmers & Merchants Bank leads on 3 and Bank of Walker County on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.