Side-by-side · Q2 2026 data
The Farmers and Merchants Bank vs Bank of Rantoul
Metric by metric
| Measure | The Farmers and Merchants Bank | Bank of Rantoul |
|---|---|---|
| TellerScore | 68 | 82 (stronger) |
| Capital cushion | 41 | 58 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 52 | 81 (stronger) |
| Funding & liquidity | 66 | 88 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 37th | 82nd |
| Total assets | $213.4M | $285.8M |
| Deposits / shares | $194.0M | $223.3M |
| Capital ratio | 9.12% | 10.75% (stronger) |
| Problem loans | 0.01% | 0.00% (stronger) |
| Net charge-offs | -0.00% | -0.02% (stronger) |
| Return on assets | 0.80% | 1.52% (stronger) |
| Loans ÷ deposits | 72.4% | 42.3% (stronger) |
| Uninsured deposits | 34.2% | 25.7% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | — |
Bank of Rantoul has the higher TellerScore (82 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Farmers and Merchants Bank leads on 0 and Bank of Rantoul on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.