Side-by-side · Q2 2026 data
The Farmers and Merchants National Bank of Nashville vs PeopleFirst Bank
Bank
The Farmers and Merchants National Bank of Nashville
Nashville, Illinois · $100 million – $1 billion
Metric by metric
| Measure | The Farmers and Merchants National Bank of Nashville | PeopleFirst Bank |
|---|---|---|
| TellerScore | 78 | 78 |
| Capital cushion | 66 | 73 (stronger) |
| Loan quality | 80 | 96 (stronger) |
| Earnings | 84 (stronger) | 66 |
| Funding & liquidity | 80 (stronger) | 59 |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 72nd | 72nd |
| Total assets | $270.3M | $265.6M |
| Deposits / shares | $242.6M | $211.1M |
| Capital ratio | 11.60% | 12.35% (stronger) |
| Problem loans | 0.61% | 0.13% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.03% |
| Return on assets | 1.61% (stronger) | 1.14% |
| Loans ÷ deposits | 75.6% (stronger) | 86.5% |
| Uninsured deposits | 19.6% (stronger) | 28.4% |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.7% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The Farmers and Merchants National Bank of Nashville leads on 4 and PeopleFirst Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.