Side-by-side · Q2 2026 data
The Farmers Bank and Savings Company vs Kyger Creek Credit Union
Metric by metric
| Measure | The Farmers Bank and Savings Company | Kyger Creek Credit Union |
|---|---|---|
| TellerScore | 61 | 84 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 68 | 80 (stronger) |
| Earnings | 52 (stronger) | 48 |
| Funding & liquidity | 82 | 97 (stronger) |
| Problem-loan coverage | 86 | 97 (stronger) |
| Peer percentile | 20th | 75th |
| Total assets | $472.0M | $20.9M |
| Deposits / shares | $425.5M | $16.9M |
| Capital ratio | 9.25% | 18.92% (stronger) |
| Problem loans | 0.97% | 0.60% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.07% |
| Return on assets | 0.80% (stronger) | 0.70% |
| Loans ÷ deposits | 78.5% | 62.8% (stronger) |
| Uninsured deposits | 13.3% | 0.0% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kyger Creek Credit Union has the higher TellerScore (84 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The Farmers Bank and Savings Company leads on 2 and Kyger Creek Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.