Side-by-side · Q2 2026 data
The Farmers Bank vs Edmonton State Bank
Metric by metric
| Measure | The Farmers Bank | Edmonton State Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 82 |
| Capital cushion | 100 (stronger) | 65 |
| Loan quality | 82 | 89 (stronger) |
| Earnings | 87 | 100 (stronger) |
| Funding & liquidity | 74 (stronger) | 68 |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 94th | 93rd |
| Total assets | $942.8M | $1.2B |
| Deposits / shares | $800.0M | $1.0B |
| Capital ratio | 15.09% (stronger) | 11.47% |
| Problem loans | 0.53% | 0.32% (stronger) |
| Net charge-offs | 0.10% | 0.01% (stronger) |
| Return on assets | 1.67% | 2.44% (stronger) |
| Loans ÷ deposits | 77.6% (stronger) | 91.8% |
| Uninsured deposits | 22.6% | 15.6% (stronger) |
| Offices | 10 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.9% | 15.9% |
The Farmers Bank has the higher TellerScore (89 vs 82). On the 7 directional measures above (where higher or lower is clearly better), The Farmers Bank leads on 3 and Edmonton State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.