Side-by-side · Q2 2026 data
The Farmers Bank vs FSNB, National Association
Metric by metric
| Measure | The Farmers Bank | FSNB, National Association |
|---|---|---|
| TellerScore | 89 | 96 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 82 | 88 (stronger) |
| Earnings | 87 | 100 (stronger) |
| Funding & liquidity | 74 | 100 (stronger) |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 94th | 99th |
| Total assets | $942.8M | $478.3M |
| Deposits / shares | $800.0M | $369.7M |
| Capital ratio | 15.09% | 17.51% (stronger) |
| Problem loans | 0.53% | 0.36% (stronger) |
| Net charge-offs | 0.10% (stronger) | 1.02% |
| Return on assets | 1.67% | 3.46% (stronger) |
| Loans ÷ deposits | 77.6% | 39.2% (stronger) |
| Uninsured deposits | 22.6% | 8.2% (stronger) |
| Offices | 10 | 66 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.9% | — |
FSNB, National Association has the higher TellerScore (96 vs 89). On the 7 directional measures above (where higher or lower is clearly better), The Farmers Bank leads on 1 and FSNB, National Association on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.