Side-by-side · Q2 2026 data
The Farmers Bank vs Pinnacle Bank
Metric by metric
| Measure | The Farmers Bank | Pinnacle Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 40 |
| Loan quality | 82 | 84 (stronger) |
| Earnings | 87 (stronger) | 63 |
| Funding & liquidity | 74 (stronger) | 36 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 94th | 37th |
| Total assets | $942.8M | $128.8B |
| Deposits / shares | $800.0M | $102.2B |
| Capital ratio | 15.09% (stronger) | 8.97% |
| Problem loans | 0.53% | 0.48% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.27% |
| Return on assets | 1.67% (stronger) | 1.08% |
| Loans ÷ deposits | 77.6% (stronger) | 85.8% |
| Uninsured deposits | 22.6% (stronger) | 49.5% |
| Offices | 10 | 377 |
| CFPB complaints (3 yrs) | — | 747 |
| Complaints per $1B deposits | — | 7.3 |
| Mortgage denial rate (HMDA) | 5.9% | 17.5% |
The Farmers Bank has the higher TellerScore (89 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The Farmers Bank leads on 6 and Pinnacle Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.