Side-by-side · Q2 2026 data
The Farmers Bank vs Ten Credit Union
Metric by metric
| Measure | The Farmers Bank | Ten Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 62 |
| Capital cushion | 100 (stronger) | 36 |
| Loan quality | 82 | 93 (stronger) |
| Earnings | 87 (stronger) | 26 |
| Funding & liquidity | 74 | 90 (stronger) |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 94th | 26th |
| Total assets | $942.8M | $392.0M |
| Deposits / shares | $800.0M | $337.2M |
| Capital ratio | 15.09% (stronger) | 8.63% |
| Problem loans | 0.53% | 0.21% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.27% |
| Return on assets | 1.67% (stronger) | 0.15% |
| Loans ÷ deposits | 77.6% | 70.2% (stronger) |
| Uninsured deposits | 22.6% | 6.5% (stronger) |
| Offices | 10 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.9% | 13.2% |
The Farmers Bank has the higher TellerScore (89 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The Farmers Bank leads on 4 and Ten Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.