Side-by-side · Q2 2026 data
The Farmers Bank vs Cooperative Employees
Metric by metric
| Measure | The Farmers Bank | Cooperative Employees |
|---|---|---|
| TellerScore | 69 | 73 (stronger) |
| Capital cushion | 66 (stronger) | 54 |
| Loan quality | 89 | 100 (stronger) |
| Earnings | 56 (stronger) | 42 |
| Funding & liquidity | 41 | 92 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 40th | 47th |
| Total assets | $139.6M | $10.0M |
| Deposits / shares | $121.1M | $8.9M |
| Capital ratio | 11.58% (stronger) | 10.37% |
| Problem loans | 0.32% | 0.00% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 0.90% (stronger) | 0.55% |
| Loans ÷ deposits | 99.8% | 67.8% (stronger) |
| Uninsured deposits | 32.1% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cooperative Employees has the higher TellerScore (73 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Farmers Bank leads on 2 and Cooperative Employees on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.