Side-by-side · Q2 2026 data
The Farmers Bank vs Carver State Bank
Metric by metric
| Measure | The Farmers Bank | Carver State Bank |
|---|---|---|
| TellerScore | 77 | 89 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 98 (stronger) | 88 |
| Earnings | 62 (stronger) | 60 |
| Funding & liquidity | 77 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 68th | 94th |
| Total assets | $148.3M | $111.2M |
| Deposits / shares | $132.3M | $93.1M |
| Capital ratio | 11.21% | 14.99% (stronger) |
| Problem loans | 0.05% (stronger) | 0.37% |
| Net charge-offs | 0.00% (stronger) | 1.21% |
| Return on assets | 1.04% (stronger) | 1.00% |
| Loans ÷ deposits | 71.8% | 50.0% (stronger) |
| Uninsured deposits | 25.3% | 15.6% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Carver State Bank has the higher TellerScore (89 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The Farmers Bank leads on 3 and Carver State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.