Side-by-side · Q2 2026 data
The Farmers Bank vs First American Bank and Trust Company
Metric by metric
| Measure | The Farmers Bank | First American Bank and Trust Company |
|---|---|---|
| TellerScore | 77 | 86 (stronger) |
| Capital cushion | 62 | 83 (stronger) |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 62 | 99 (stronger) |
| Funding & liquidity | 77 (stronger) | 44 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 68th | 90th |
| Total assets | $148.3M | $901.9M |
| Deposits / shares | $132.3M | $753.2M |
| Capital ratio | 11.21% | 13.34% (stronger) |
| Problem loans | 0.05% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.04% | 1.98% (stronger) |
| Loans ÷ deposits | 71.8% (stronger) | 93.1% |
| Uninsured deposits | 25.3% (stronger) | 36.3% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.5% |
First American Bank and Trust Company has the higher TellerScore (86 vs 77). On the 6 directional measures above (where higher or lower is clearly better), The Farmers Bank leads on 2 and First American Bank and Trust Company on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.