Side-by-side · Q2 2026 data
The Farmers Bank vs The Peoples Bank
Metric by metric
| Measure | The Farmers Bank | The Peoples Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 73 |
| Capital cushion | 62 | 74 (stronger) |
| Loan quality | 98 (stronger) | 70 |
| Earnings | 62 (stronger) | 49 |
| Funding & liquidity | 77 | 93 (stronger) |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 68th | 53rd |
| Total assets | $148.3M | $109.3M |
| Deposits / shares | $132.3M | $95.2M |
| Capital ratio | 11.21% | 12.45% (stronger) |
| Problem loans | 0.05% (stronger) | 0.89% |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 1.04% (stronger) | 0.71% |
| Loans ÷ deposits | 71.8% | 39.0% (stronger) |
| Uninsured deposits | 25.3% | 21.4% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Farmers Bank has the higher TellerScore (77 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Farmers Bank leads on 4 and The Peoples Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.