Side-by-side · Q2 2026 data
The Farmers Bank of Appomattox vs Legacy Bank
Metric by metric
| Measure | The Farmers Bank of Appomattox | Legacy Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 68 |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 80 (stronger) | 41 |
| Earnings | 59 (stronger) | 54 |
| Funding & liquidity | 78 (stronger) | 58 |
| Problem-loan coverage | 93 (stronger) | 85 |
| Peer percentile | 64th | 37th |
| Total assets | $374.6M | $360.2M |
| Deposits / shares | $313.6M | $279.7M |
| Capital ratio | 12.58% | 20.64% (stronger) |
| Problem loans | 0.59% (stronger) | 1.78% |
| Net charge-offs | 0.53% | 0.17% (stronger) |
| Return on assets | 0.98% (stronger) | 0.85% |
| Loans ÷ deposits | 82.4% (stronger) | 82.9% |
| Uninsured deposits | 8.9% (stronger) | 32.4% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.1% |
The Farmers Bank of Appomattox has the higher TellerScore (76 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Farmers Bank of Appomattox leads on 5 and Legacy Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.