The Farmers Bank of Appomattox (FDIC certificate #6813) is based in Appomattox, Virginia. Its Q2 2026 call report shows $374.6M in total assets and $313.6M in deposits and 6 offices.
Based on its Q2 2026 filing, The Farmers Bank of Appomattox scores 76/100, which we describe as strong. That is higher than 64% of 2,650 banks with $100 million – $1 billion. Among 56 banks headquartered in Virginia, it ranks 20th. Its strongest component is problem-loan coverage (93/100; 3.6%), and its lowest is earnings (59/100; 0.98%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (74 → 76), mostly because the funding & liquidity component weakened by 9 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 74 |
| Q3 2024 | 75 |
| Q4 2024 | 75 |
| Q1 2025 | 73 |
| Q2 2025 | 74 |
| Q3 2025 | 74 |
| Q4 2025 | 74 |
| Q1 2026 | 73 |
| Q2 2026 | 76 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.36% |
| Q3 2024 | 12.32% |
| Q4 2024 | 12.48% |
| Q1 2025 | 12.34% |
| Q2 2025 | 12.42% |
| Q3 2025 | 12.50% |
| Q4 2025 | 12.63% |
| Q1 2026 | 12.37% |
| Q2 2026 | 12.58% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.70% |
| Q3 2024 | 0.51% |
| Q4 2024 | 0.55% |
| Q1 2025 | 0.75% |
| Q2 2025 | 0.66% |
| Q3 2025 | 0.70% |
| Q4 2025 | 0.76% |
| Q1 2026 | 0.66% |
| Q2 2026 | 0.59% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.73% |
| Q3 2024 | 0.75% |
| Q4 2024 | 0.78% |
| Q1 2025 | 0.72% |
| Q2 2025 | 0.83% |
| Q3 2025 | 0.85% |
| Q4 2025 | 0.91% |
| Q1 2026 | 0.70% |
| Q2 2026 | 0.98% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 76 | $374.6M | 12.58% | 0.59% | 0.98% | 82.4% |
| Q1 2026 | 73 | $369.0M | 12.37% | 0.66% | 0.70% | 77.4% |
| Q4 2025 | 74 | $365.7M | 12.63% | 0.76% | 0.91% | 77.5% |
| Q3 2025 | 74 | $358.1M | 12.50% | 0.70% | 0.85% | 75.4% |
| Q2 2025 | 74 | $366.1M | 12.42% | 0.66% | 0.83% | 73.2% |
| Q1 2025 | 73 | $358.5M | 12.34% | 0.75% | 0.72% | 72.5% |
| Q4 2024 | 75 | $352.0M | 12.48% | 0.55% | 0.78% | 74.3% |
| Q3 2024 | 75 | $353.0M | 12.32% | 0.51% | 0.75% | 71.1% |
| Q2 2024 | 74 | $343.5M | 12.36% | 0.70% | 0.73% | 70.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Virginia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pioneer BankBank Stanley, VA | 84 out of 100, Strong | $371.8M | 12.0% | 0.03% | vs |
| Legacy BankBank Grundy, VA | 68 out of 100, Moderate | $360.2M | 20.6% | 1.78% | vs |
| Locus Bank, Inc.Bank Richmond, VA | 79 out of 100, Strong | $359.4M | 21.5% | 0.62% | vs |
| New Horizon Bank, National AssociationBank Powhatan, VA | 60 out of 100, Moderate | $359.3M | 10.8% | 0.15% | vs |
| First Sentinel BankBank Richlands, VA | 67 out of 100, Moderate | $398.0M | 10.0% | 0.11% | vs |
| Lee Bank and Trust CompanyBank Pennington Gap, VA | 82 out of 100, Strong | $257.3M | 14.1% | 1.37% | vs |
Deposit insurance
Is my money safe at The Farmers Bank of Appomattox?
Yes. The Farmers Bank of Appomattox is an FDIC-insured institution (FDIC certificate #6813). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 8.9% of deposits ($27.9M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.58%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 19.18% (benchmark: 10%).
6 locations
Branches
The Farmers Bank of Appomattox lists 6 offices in 5 cities. Most locations:
- Appomattox, VA (2)
- Concord, VA (1)
- Dillwyn, VA (1)
- Farmville, VA (1)
- Lynchburg, VA (1)
Identity & history
Profile
- Legal name
- The Farmers Bank of Appomattox
- Former names
- The Farmers National Bank of Appomattox
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 6813
- RSSD ID
- 188720
- Primary regulator
- FED
- Established
- September 16, 1918
- Headquarters
- 223 Main St, Appomattox, VA 24522
- Website
- www.thefarmersbankva.com
- Employees
- 75
Quick answers
The Farmers Bank of Appomattox: common questions
Is The Farmers Bank of Appomattox FDIC insured?
Yes. The Farmers Bank of Appomattox is an FDIC-insured institution (FDIC certificate #6813). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Farmers Bank of Appomattox's TellerScore?
76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Farmers Bank of Appomattox ever failed?
There is no failure record for FDIC certificate #6813 in the FDIC failed bank list.
How many branches does The Farmers Bank of Appomattox have?
6 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Appomattox
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of Charlotte CountyBank Phenix, VA | 87 out of 100, Very strong | $222.8M | 12.8% | 0.33% | vs |
| Kemba Roanoke Federal Credit UnionCredit union Salem, VA | 82 out of 100, Strong | $76.7M | 16.4% | 0.74% | vs |
| Lynchburg Municipal Employees Federal Credit UnionCredit union Lynchburg, VA | 81 out of 100, Strong | $31.4M | 12.1% | 0.28% | vs |
| Carter Bank & TrustBank Martinsville, VA | 76 out of 100, Strong | $4.8B | 11.7% | 1.01% | vs |
| Beacon Credit Union, IncorporatedCredit union Lynchburg, VA | 74 out of 100, Strong | $391.6M | 11.6% | 0.24% | vs |
| United BankBank Fairfax, VA | 74 out of 100, Strong | $33.6B | 11.6% | 0.44% | vs |