Side-by-side · Q2 2026 data
The Farmers Bank of Appomattox vs Powell Valley National Bank
Metric by metric
| Measure | The Farmers Bank of Appomattox | Powell Valley National Bank |
|---|---|---|
| TellerScore | 76 | 78 (stronger) |
| Capital cushion | 76 (stronger) | 57 |
| Loan quality | 80 | 93 (stronger) |
| Earnings | 59 | 100 (stronger) |
| Funding & liquidity | 78 (stronger) | 56 |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 64th | 72nd |
| Total assets | $374.6M | $516.5M |
| Deposits / shares | $313.6M | $460.0M |
| Capital ratio | 12.58% (stronger) | 10.67% |
| Problem loans | 0.59% | 0.21% (stronger) |
| Net charge-offs | 0.53% | -0.01% (stronger) |
| Return on assets | 0.98% | 2.20% (stronger) |
| Loans ÷ deposits | 82.4% (stronger) | 87.6% |
| Uninsured deposits | 8.9% (stronger) | 30.4% |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.0% |
Powell Valley National Bank has the higher TellerScore (78 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The Farmers Bank of Appomattox leads on 3 and Powell Valley National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.