Side-by-side · Q2 2026 data
The Farmers Bank of Appomattox vs The Bank of Charlotte County
Metric by metric
| Measure | The Farmers Bank of Appomattox | The Bank of Charlotte County |
|---|---|---|
| TellerScore | 76 | 87 (stronger) |
| Capital cushion | 76 | 78 (stronger) |
| Loan quality | 80 | 89 (stronger) |
| Earnings | 59 | 100 (stronger) |
| Funding & liquidity | 78 | 81 (stronger) |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 64th | 91st |
| Total assets | $374.6M | $222.8M |
| Deposits / shares | $313.6M | $194.5M |
| Capital ratio | 12.58% | 12.79% (stronger) |
| Problem loans | 0.59% | 0.33% (stronger) |
| Net charge-offs | 0.53% | 0.13% (stronger) |
| Return on assets | 0.98% | 3.44% (stronger) |
| Loans ÷ deposits | 82.4% | 71.3% (stronger) |
| Uninsured deposits | 8.9% (stronger) | 22.1% |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.4% |
The Bank of Charlotte County has the higher TellerScore (87 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The Farmers Bank of Appomattox leads on 1 and The Bank of Charlotte County on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.