Side-by-side · Q2 2026 data
The Farmers Bank of Willards vs The Harbor Bank of Maryland
Metric by metric
| Measure | The Farmers Bank of Willards | The Harbor Bank of Maryland |
|---|---|---|
| TellerScore | 76 (stronger) | 56 |
| Capital cushion | 71 | 74 (stronger) |
| Loan quality | 77 (stronger) | 37 |
| Earnings | 74 (stronger) | 35 |
| Funding & liquidity | 77 (stronger) | 61 |
| Problem-loan coverage | 88 (stronger) | 83 |
| Peer percentile | 64th | 13th |
| Total assets | $547.6M | $383.2M |
| Deposits / shares | $472.6M | $323.8M |
| Capital ratio | 12.13% | 12.36% (stronger) |
| Problem loans | 0.70% (stronger) | 1.89% |
| Net charge-offs | 0.11% | -0.01% (stronger) |
| Return on assets | 1.35% (stronger) | 0.37% |
| Loans ÷ deposits | 83.0% | 69.9% (stronger) |
| Uninsured deposits | 14.3% (stronger) | 41.2% |
| Offices | 7 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Farmers Bank of Willards has the higher TellerScore (76 vs 56). On the 7 directional measures above (where higher or lower is clearly better), The Farmers Bank of Willards leads on 4 and The Harbor Bank of Maryland on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.