Side-by-side · Q2 2026 data
The Farmers Bank of Willards vs Tidemark Federal Credit Union
Metric by metric
| Measure | The Farmers Bank of Willards | Tidemark Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 83 (stronger) |
| Capital cushion | 71 | 94 (stronger) |
| Loan quality | 77 | 89 (stronger) |
| Earnings | 74 (stronger) | 40 |
| Funding & liquidity | 77 | 98 (stronger) |
| Problem-loan coverage | 88 | 98 (stronger) |
| Peer percentile | 64th | 83rd |
| Total assets | $547.6M | $468.5M |
| Deposits / shares | $472.6M | $405.0M |
| Capital ratio | 12.13% | 14.37% (stronger) |
| Problem loans | 0.70% | 0.33% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.29% |
| Return on assets | 1.35% (stronger) | 0.51% |
| Loans ÷ deposits | 83.0% | 62.5% (stronger) |
| Uninsured deposits | 14.3% | 8.5% (stronger) |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.7% |
Tidemark Federal Credit Union has the higher TellerScore (83 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The Farmers Bank of Willards leads on 2 and Tidemark Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.