Side-by-side · Q2 2026 data
The Farmers National Bank of Danville vs Franklin Bank & Trust Company
Metric by metric
| Measure | The Farmers National Bank of Danville | Franklin Bank & Trust Company |
|---|---|---|
| TellerScore | 59 | 75 (stronger) |
| Capital cushion | 56 | 85 (stronger) |
| Loan quality | 41 | 64 (stronger) |
| Earnings | 73 | 83 (stronger) |
| Funding & liquidity | 64 (stronger) | 53 |
| Problem-loan coverage | 74 | 87 (stronger) |
| Peer percentile | 17th | 61st |
| Total assets | $989.8M | $803.6M |
| Deposits / shares | $848.0M | $650.7M |
| Capital ratio | 10.58% | 13.48% (stronger) |
| Problem loans | 1.78% | 1.08% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.15% |
| Return on assets | 1.33% | 1.57% (stronger) |
| Loans ÷ deposits | 93.2% (stronger) | 105.0% |
| Uninsured deposits | 17.6% | 16.8% (stronger) |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.3% |
Franklin Bank & Trust Company has the higher TellerScore (75 vs 59). On the 7 directional measures above (where higher or lower is clearly better), The Farmers National Bank of Danville leads on 2 and Franklin Bank & Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.