Side-by-side · Q2 2026 data
The Farmers State Bank and Trust Company vs Milledgeville State Bank
Bank
The Farmers State Bank and Trust Company
Jacksonville, Illinois · $100 million – $1 billion
Metric by metric
| Measure | The Farmers State Bank and Trust Company | Milledgeville State Bank |
|---|---|---|
| TellerScore | 66 | 71 (stronger) |
| Capital cushion | 88 (stronger) | 55 |
| Loan quality | 26 | 91 (stronger) |
| Earnings | 46 | 52 (stronger) |
| Funding & liquidity | 100 (stronger) | 79 |
| Problem-loan coverage | 86 | 96 (stronger) |
| Peer percentile | 31st | 47th |
| Total assets | $210.1M | $215.2M |
| Deposits / shares | $180.2M | $170.6M |
| Capital ratio | 13.85% (stronger) | 10.48% |
| Problem loans | 2.22% | 0.28% (stronger) |
| Net charge-offs | 0.40% | 0.00% (stronger) |
| Return on assets | 0.65% | 0.80% (stronger) |
| Loans ÷ deposits | 52.3% (stronger) | 81.0% |
| Uninsured deposits | 14.4% | 11.5% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Milledgeville State Bank has the higher TellerScore (71 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The Farmers State Bank and Trust Company leads on 2 and Milledgeville State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.