Side-by-side · Q2 2026 data
The Farmers State Bank and Trust Company vs Peru Federal Savings Bank
Bank
The Farmers State Bank and Trust Company
Jacksonville, Illinois · $100 million – $1 billion
Metric by metric
| Measure | The Farmers State Bank and Trust Company | Peru Federal Savings Bank |
|---|---|---|
| TellerScore | 66 | 87 (stronger) |
| Capital cushion | 88 | 100 (stronger) |
| Loan quality | 26 | 91 (stronger) |
| Earnings | 46 | 51 (stronger) |
| Funding & liquidity | 100 (stronger) | 96 |
| Problem-loan coverage | 86 | 98 (stronger) |
| Peer percentile | 31st | 91st |
| Total assets | $210.1M | $208.5M |
| Deposits / shares | $180.2M | $172.8M |
| Capital ratio | 13.85% | 16.43% (stronger) |
| Problem loans | 2.22% | 0.28% (stronger) |
| Net charge-offs | 0.40% | 0.00% (stronger) |
| Return on assets | 0.65% | 0.77% (stronger) |
| Loans ÷ deposits | 52.3% (stronger) | 64.5% |
| Uninsured deposits | 14.4% | 13.7% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peru Federal Savings Bank has the higher TellerScore (87 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The Farmers State Bank and Trust Company leads on 1 and Peru Federal Savings Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.