Side-by-side · Q2 2026 data
The Farmers State Bank vs The Farmers State Bank
Metric by metric
| Measure | The Farmers State Bank | The Farmers State Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 72 |
| Capital cushion | 77 | 86 (stronger) |
| Loan quality | 85 (stronger) | 42 |
| Earnings | 85 (stronger) | 73 |
| Funding & liquidity | 77 | 88 (stronger) |
| Problem-loan coverage | 96 (stronger) | 81 |
| Peer percentile | 73rd | 45th |
| Total assets | $86.3M | $84.7M |
| Deposits / shares | $74.4M | $77.0M |
| Capital ratio | 12.74% | 13.64% (stronger) |
| Problem loans | 0.45% (stronger) | 1.74% |
| Net charge-offs | -0.00% | -0.08% (stronger) |
| Return on assets | 1.62% (stronger) | 1.32% |
| Loans ÷ deposits | 67.4% | 59.6% (stronger) |
| Uninsured deposits | 29.4% | 26.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.9% | 8.6% |
The Farmers State Bank has the higher TellerScore (83 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Farmers State Bank leads on 3 and The Farmers State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.