Side-by-side · Q2 2026 data
The Farmers State Bank vs Community National Bank
Metric by metric
| Measure | The Farmers State Bank | Community National Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 67 |
| Capital cushion | 52 (stronger) | 47 |
| Loan quality | 78 (stronger) | 51 |
| Earnings | 81 | 86 (stronger) |
| Funding & liquidity | 96 | 98 (stronger) |
| Problem-loan coverage | 93 (stronger) | 82 |
| Peer percentile | 54th | 34th |
| Total assets | $26.6M | $853.1M |
| Deposits / shares | $21.2M | $772.6M |
| Capital ratio | 10.20% (stronger) | 9.66% |
| Problem loans | 0.66% (stronger) | 1.47% |
| Net charge-offs | 0.09% | 0.01% (stronger) |
| Return on assets | 1.52% | 1.65% (stronger) |
| Loans ÷ deposits | 64.7% | 49.1% (stronger) |
| Uninsured deposits | 5.5% (stronger) | 17.3% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.6% |
The Farmers State Bank has the higher TellerScore (75 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The Farmers State Bank leads on 4 and Community National Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.