Side-by-side · Q2 2026 data
The Farmers State Bank vs National Advisors Trust Company
Metric by metric
| Measure | The Farmers State Bank | National Advisors Trust Company |
|---|---|---|
| TellerScore | 75 | 94 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 78 | 100 (stronger) |
| Earnings | 81 | 100 (stronger) |
| Funding & liquidity | 96 (stronger) | 61 |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 54th | 96th |
| Total assets | $26.6M | $21.6M |
| Deposits / shares | $21.2M | $500K |
| Capital ratio | 10.20% | 83.70% (stronger) |
| Problem loans | 0.66% | 0.00% (stronger) |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 1.52% | 21.17% (stronger) |
| Loans ÷ deposits | 64.7% | 0.0% (stronger) |
| Uninsured deposits | 5.5% (stronger) | 50.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
National Advisors Trust Company has the higher TellerScore (94 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The Farmers State Bank leads on 1 and National Advisors Trust Company on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.