Side-by-side · Q2 2026 data
The Farmers State Bank vs The Liberty Savings Association, FSA
Bank
The Liberty Savings Association, FSA
Fort Scott, Kansas · Under $100 million in assets
Metric by metric
| Measure | The Farmers State Bank | The Liberty Savings Association, FSA |
|---|---|---|
| TellerScore | 75 | 86 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 78 | 100 (stronger) |
| Earnings | 81 (stronger) | 31 |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 54th | 81st |
| Total assets | $26.6M | $28.2M |
| Deposits / shares | $21.2M | $21.2M |
| Capital ratio | 10.20% | 24.05% (stronger) |
| Problem loans | 0.66% | 0.00% (stronger) |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 1.52% (stronger) | 0.28% |
| Loans ÷ deposits | 64.7% | 43.0% (stronger) |
| Uninsured deposits | 5.5% (stronger) | 7.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Liberty Savings Association, FSA has the higher TellerScore (86 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The Farmers State Bank leads on 2 and The Liberty Savings Association, FSA on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.