Side-by-side · Q2 2026 data
The Farmers State Bank vs The Peoples State Bank
Metric by metric
| Measure | The Farmers State Bank | The Peoples State Bank |
|---|---|---|
| TellerScore | 75 | 89 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 78 | 89 (stronger) |
| Earnings | 81 | 100 (stronger) |
| Funding & liquidity | 96 (stronger) | 49 |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 54th | 87th |
| Total assets | $26.6M | $23.5M |
| Deposits / shares | $21.2M | $17.4M |
| Capital ratio | 10.20% | 19.83% (stronger) |
| Problem loans | 0.66% | 0.33% (stronger) |
| Net charge-offs | 0.09% | -0.07% (stronger) |
| Return on assets | 1.52% | 2.87% (stronger) |
| Loans ÷ deposits | 64.7% (stronger) | 117.7% |
| Uninsured deposits | 5.5% (stronger) | 16.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Peoples State Bank has the higher TellerScore (89 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The Farmers State Bank leads on 2 and The Peoples State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.