Side-by-side · Q2 2026 data
The Farmers State Bank vs BancFirst
Metric by metric
| Measure | The Farmers State Bank | BancFirst |
|---|---|---|
| TellerScore | 70 | 71 (stronger) |
| Capital cushion | 43 | 56 (stronger) |
| Loan quality | 74 (stronger) | 60 |
| Earnings | 83 | 90 (stronger) |
| Funding & liquidity | 91 (stronger) | 83 |
| Problem-loan coverage | 83 | 86 (stronger) |
| Peer percentile | 43rd | 76th |
| Total assets | $193.9M | $12.8B |
| Deposits / shares | $182.1M | $11.2B |
| Capital ratio | 9.30% | 10.63% (stronger) |
| Problem loans | 0.79% (stronger) | 1.19% |
| Net charge-offs | 0.49% | 0.11% (stronger) |
| Return on assets | 1.59% | 1.75% (stronger) |
| Loans ÷ deposits | 68.9% | 63.8% (stronger) |
| Uninsured deposits | 12.4% (stronger) | 27.1% |
| Offices | 4 | 94 |
| CFPB complaints (3 yrs) | — | 55 |
| Complaints per $1B deposits | — | 4.9 |
| Mortgage denial rate (HMDA) | — | 10.2% |
BancFirst has the higher TellerScore (71 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Farmers State Bank leads on 2 and BancFirst on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.