Side-by-side · Q2 2026 data
The Farmers State Bank vs The Bank, National Association
Metric by metric
| Measure | The Farmers State Bank | The Bank, National Association |
|---|---|---|
| TellerScore | 70 (stronger) | 68 |
| Capital cushion | 43 | 59 (stronger) |
| Loan quality | 74 (stronger) | 57 |
| Earnings | 83 | 85 (stronger) |
| Funding & liquidity | 91 (stronger) | 73 |
| Problem-loan coverage | 83 (stronger) | 82 |
| Peer percentile | 43rd | 37th |
| Total assets | $193.9M | $488.1M |
| Deposits / shares | $182.1M | $442.8M |
| Capital ratio | 9.30% | 10.85% (stronger) |
| Problem loans | 0.79% (stronger) | 1.30% |
| Net charge-offs | 0.49% | 0.01% (stronger) |
| Return on assets | 1.59% | 1.63% (stronger) |
| Loans ÷ deposits | 68.9% (stronger) | 73.8% |
| Uninsured deposits | 12.4% (stronger) | 26.8% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Farmers State Bank has the higher TellerScore (70 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Farmers State Bank leads on 4 and The Bank, National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.