Side-by-side · Q2 2026 data
The Farmers State Bank vs Savings Bank
Metric by metric
| Measure | The Farmers State Bank | Savings Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 80 |
| Capital cushion | 82 | 86 (stronger) |
| Loan quality | 83 | 89 (stronger) |
| Earnings | 95 (stronger) | 78 |
| Funding & liquidity | 96 (stronger) | 49 |
| Problem-loan coverage | 96 (stronger) | 90 |
| Peer percentile | 86th | 77th |
| Total assets | $77.2M | $304.8M |
| Deposits / shares | $67.2M | $242.1M |
| Capital ratio | 13.19% | 13.60% (stronger) |
| Problem loans | 0.51% | 0.32% (stronger) |
| Net charge-offs | -0.07% (stronger) | 0.66% |
| Return on assets | 1.87% (stronger) | 1.44% |
| Loans ÷ deposits | 63.8% (stronger) | 93.8% |
| Uninsured deposits | 10.2% (stronger) | 30.9% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Farmers State Bank has the higher TellerScore (88 vs 80). On the 7 directional measures above (where higher or lower is clearly better), The Farmers State Bank leads on 5 and Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.