Side-by-side · Q2 2026 data
The Farmers State Bank of Aliceville, Kansas vs Emporia State Federal Credit Union
Bank
The Farmers State Bank of Aliceville, Kansas
Westphalia, Kansas · $100 million – $1 billion
Metric by metric
| Measure | The Farmers State Bank of Aliceville, Kansas | Emporia State Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 57 |
| Loan quality | 65 | 84 (stronger) |
| Earnings | 85 (stronger) | 72 |
| Funding & liquidity | 64 | 90 (stronger) |
| Problem-loan coverage | 91 | 94 (stronger) |
| Peer percentile | 82nd | 66th |
| Total assets | $179.6M | $146.5M |
| Deposits / shares | $143.7M | $130.3M |
| Capital ratio | 19.24% (stronger) | 10.74% |
| Problem loans | 1.05% | 0.49% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.11% |
| Return on assets | 1.63% (stronger) | 1.31% |
| Loans ÷ deposits | 85.3% | 70.6% (stronger) |
| Uninsured deposits | 24.6% | 1.3% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Farmers State Bank of Aliceville, Kansas has the higher TellerScore (82 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The Farmers State Bank of Aliceville, Kansas leads on 4 and Emporia State Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.