The Farmers State Bank of Aliceville, Kansas is a state-chartered bank headquartered in Westphalia, Kansas, in business for about 118 years. At the end of Q2 2026 it reported $179.6M in total assets and $143.7M in deposits, with 3 offices.
Based on its Q2 2026 filing, The Farmers State Bank of Aliceville, Kansas scores 82/100, which we describe as strong. That is higher than 82% of 2,650 banks with $100 million – $1 billion. Among 185 banks headquartered in Kansas, it ranks 44th. Its strongest component is capital cushion (100/100; 19.24%), and its lowest is funding & liquidity (64/100; 85% loans-to-deposits, 25% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (85 → 82), mostly because the earnings component weakened by 15 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 79 |
| Q3 2024 | 83 |
| Q4 2024 | 82 |
| Q1 2025 | 85 |
| Q2 2025 | 85 |
| Q3 2025 | 80 |
| Q4 2025 | 83 |
| Q1 2026 | 85 |
| Q2 2026 | 82 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 18.28% |
| Q3 2024 | 19.07% |
| Q4 2024 | 18.47% |
| Q1 2025 | 18.61% |
| Q2 2025 | 19.48% |
| Q3 2025 | 19.25% |
| Q4 2025 | 18.67% |
| Q1 2026 | 18.85% |
| Q2 2026 | 19.24% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.58% |
| Q3 2024 | 0.62% |
| Q4 2024 | 0.51% |
| Q1 2025 | 0.72% |
| Q2 2025 | 0.96% |
| Q3 2025 | 0.81% |
| Q4 2025 | 0.22% |
| Q1 2026 | 1.03% |
| Q2 2026 | 1.05% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.90% |
| Q3 2024 | 1.22% |
| Q4 2024 | 1.06% |
| Q1 2025 | 1.62% |
| Q2 2025 | 2.11% |
| Q3 2025 | 1.15% |
| Q4 2025 | 0.86% |
| Q1 2026 | 2.23% |
| Q2 2026 | 1.63% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 82 | $179.6M | 19.24% | 1.05% | 1.63% | 85.3% |
| Q1 2026 | 85 | $179.2M | 18.85% | 1.03% | 2.23% | 86.5% |
| Q4 2025 | 83 | $176.8M | 18.67% | 0.22% | 0.86% | 85.9% |
| Q3 2025 | 80 | $170.9M | 19.25% | 0.81% | 1.15% | 87.9% |
| Q2 2025 | 85 | $171.1M | 19.48% | 0.96% | 2.11% | 91.3% |
| Q1 2025 | 85 | $173.2M | 18.61% | 0.72% | 1.62% | 88.4% |
| Q4 2024 | 82 | $169.3M | 18.47% | 0.51% | 1.06% | 87.6% |
| Q3 2024 | 83 | $164.9M | 19.07% | 0.62% | 1.22% | 86.8% |
| Q2 2024 | 79 | $166.3M | 18.28% | 0.58% | 0.90% | 95.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Farmers State BankBank Mcpherson, KS | 78 out of 100, Strong | $180.5M | 10.0% | 0.01% | vs |
| The Solomon State BankBank Solomon, KS | 95 out of 100, Very strong | $182.6M | 19.0% | 0.00% | vs |
| Home Bank and Trust CompanyBank Eureka, KS | 67 out of 100, Moderate | $183.3M | 8.3% | 0.63% | vs |
| Bank of Prairie VillageBank Prairie Village, KS | 72 out of 100, Strong | $175.7M | 10.2% | 0.07% | vs |
| The First National Bank of Scott CityBank Scott City, KS | 85 out of 100, Very strong | $173.8M | 14.5% | 0.33% | vs |
| The Community BankBank Liberal, KS | 85 out of 100, Very strong | $173.5M | 12.8% | 0.04% | vs |
Deposit insurance
Is my money safe at The Farmers State Bank of Aliceville, Kansas?
Yes. The Farmers State Bank of Aliceville, Kansas is an FDIC-insured institution (FDIC certificate #18120). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 24.6% of deposits ($35.3M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 19.24%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
The Farmers State Bank of Aliceville, Kansas lists 3 offices in 3 cities. Most locations:
- Burlington, KS (1)
- Lebo, KS (1)
- Westphalia, KS (1)
Identity & history
Profile
- Legal name
- The Farmers State Bank of Aliceville, Kansas
- Type
- State-chartered bank
- FDIC certificate #
- 18120
- RSSD ID
- 138051
- Primary regulator
- FDIC
- Established
- January 1, 1908
- Headquarters
- 305 Dobell St, Westphalia, KS 66093
- Website
- www.fsbaliceville.com
- Employees
- 22
Quick answers
The Farmers State Bank of Aliceville, Kansas: common questions
Is The Farmers State Bank of Aliceville, Kansas FDIC insured?
Yes. The Farmers State Bank of Aliceville, Kansas is an FDIC-insured institution (FDIC certificate #18120). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Farmers State Bank of Aliceville, Kansas's TellerScore?
82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Farmers State Bank of Aliceville, Kansas ever failed?
There is no failure record for FDIC certificate #18120 in the FDIC failed bank list.
How many branches does The Farmers State Bank of Aliceville, Kansas have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Westphalia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Citizens State BankBank Gridley, KS | 81 out of 100, Strong | $336.2M | 12.1% | 0.58% | vs |
| GNBank, National AssociationBank Girard, KS | 80 out of 100, Strong | $1.1B | 11.6% | 0.13% | vs |
| Central National BankBank Junction City, KS | 78 out of 100, Strong | $1.4B | 11.0% | 0.01% | vs |
| Patriots BankBank Garnett, KS | 77 out of 100, Strong | $268.8M | 9.2% | 0.00% | vs |
| The Farmers State Bank of Blue MoundBank Blue Mound, KS | 76 out of 100, Strong | $57.6M | 11.6% | 0.20% | vs |
| Quantum Credit UnionCredit union Wichita, KS | 74 out of 100, Strong | $143.0M | 11.4% | 0.40% | vs |