TellerScore

Side-by-side · Q2 2026 data

The Farmers State Bank of Brush vs FMS Bank

Bank

The Farmers State Bank of Brush

Brush, Colorado · $100 million – $1 billion

85of 100
Very strong

Bank

FMS Bank

Fort Morgan, Colorado · $100 million – $1 billion

48of 100
Below average

Metric by metric

MeasureThe Farmers State Bank of BrushFMS Bank
TellerScore85 (stronger)48
Capital cushion100 (stronger)48
Loan quality96 (stronger)43
Earnings51 (stronger)28
Funding & liquidity71 (stronger)65
Problem-loan coverage99 (stronger)74
Peer percentile88th6th
Total assets$116.6M$324.8M
Deposits / shares$93.1M$291.8M
Capital ratio20.13% (stronger)9.85%
Problem loans0.13% (stronger)1.71%
Net charge-offs0.00% (stronger)1.57%
Return on assets0.78% (stronger)0.20%
Loans ÷ deposits75.0% (stronger)88.7%
Uninsured deposits27.6%21.5% (stronger)
Offices22
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—5.6%

The Farmers State Bank of Brush has the higher TellerScore (85 vs 48). On the 7 directional measures above (where higher or lower is clearly better), The Farmers State Bank of Brush leads on 6 and FMS Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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