TellerScore

Headquartered in Brush, Colorado, The Farmers State Bank of Brush is a state-chartered bank with $116.6M in total assets and $93.1M in deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1915.

Based on its Q2 2026 filing, The Farmers State Bank of Brush scores 85/100, which we describe as very strong. That is higher than 88% of 2,650 banks with $100 million – $1 billion. Among 63 banks headquartered in Colorado, it ranks 10th. Its strongest component is capital cushion (100/100; 20.13%), and its lowest is earnings (51/100; 0.78%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 20.13%
Loan quality96/100
Noncurrent loans ÷ total loans: 0.13%
Earnings51/100
Return on assets (annualized): 0.78%
Funding & liquidity71/100
Loans ÷ deposits and uninsured-deposit share: 75.0% · 27.6% uninsured
Problem-loan coverage99/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.40%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (82 → 85), mostly because the earnings component improved by 14 points.

TellerScore
778185Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202485
Q3 202483
Q4 202482
Q1 202580
Q2 202582
Q3 202582
Q4 202585
Q1 202677
Q2 202685
Tier 1 leverage ratio
5.00%12.76%20.51%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202419.10%
Q3 202419.02%
Q4 202419.37%
Q1 202519.63%
Q2 202519.67%
Q3 202519.74%
Q4 202520.09%
Q1 202620.51%
Q2 202620.13%
Noncurrent loans
0.00%0.54%1.08%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.14%
Q4 20240.28%
Q1 20250.35%
Q2 20250.15%
Q3 20250.20%
Q4 20250.04%
Q1 20261.08%
Q2 20260.13%
Return on assets
0.33%0.55%0.78%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.50%
Q3 20240.51%
Q4 20240.42%
Q1 20250.33%
Q2 20250.43%
Q3 20250.55%
Q4 20250.55%
Q1 20260.74%
Q2 20260.78%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202685$116.6M20.13%0.13%0.78%75.0%
Q1 202677$112.3M20.51%1.08%0.74%76.2%
Q4 202585$113.4M20.09%0.04%0.55%69.6%
Q3 202582$116.2M19.74%0.20%0.55%77.0%
Q2 202582$113.7M19.67%0.15%0.43%75.4%
Q1 202580$114.0M19.63%0.35%0.33%70.1%
Q4 202482$114.5M19.37%0.28%0.42%70.5%
Q3 202483$117.1M19.02%0.14%0.51%71.3%
Q2 202485$116.6M19.10%0.00%0.50%69.9%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.13%
96th
Total risk-based capital0.00%
24th
Problem loans0.13%
71st
Net charge-offs0.00%
68th
Return on assets0.78%
22nd
Net interest margin3.85%
45th
Efficiency ratio76.7%
18th
Loans to deposits75.0%
60th
Uninsured deposits27.6%
36th
Loan-loss reserves1.08%
36th
Texas ratio0.4%
79th

Similar-size banks in Colorado

InstitutionScoreAssetsCapitalProblem loansCompare
Pikes Peak National BankBank Colorado Springs, CO85 out of 100, Very strong$110.8M15.6%0.00%vs
Rocky Mountain Bank & TrustBank Florence, CO74 out of 100, Strong$126.5M13.2%1.71%vs
Gunnison Savings and Loan AssociationBank Gunnison, CO78 out of 100, Strong$102.2M12.9%0.10%vs
RG Bank, A Savings and Loan AssociationBank Monte Vista, CO61 out of 100, Moderate$136.7M11.9%1.50%vs
Evergreen National BankBank Evergreen, CO84 out of 100, Strong$139.9M13.5%0.09%vs
Fowler State BankBank Fowler, CO60 out of 100, Moderate$154.5M13.2%3.46%vs

Deposit insurance

Is my money safe at The Farmers State Bank of Brush?

Yes. The Farmers State Bank of Brush is an FDIC-insured institution (FDIC certificate #10407). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 27.6% of deposits ($25.7M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 20.13%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

The Farmers State Bank of Brush lists 2 offices in 2 cities. Most locations:

  • Akron, CO (1)
  • Brush, CO (1)

All branch addresses and map

Identity & history

Profile

Legal name
The Farmers State Bank of Brush
Type
State-chartered bank
FDIC certificate #
10407
RSSD ID
621151
Primary regulator
FDIC
Holding company
First Pioneer Bank Corp
Established
October 9, 1915
Headquarters
200 Clayton St, Brush, CO 80723
Employees
24

Quick answers

The Farmers State Bank of Brush: common questions

Is The Farmers State Bank of Brush FDIC insured?

Yes. The Farmers State Bank of Brush is an FDIC-insured institution (FDIC certificate #10407). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is The Farmers State Bank of Brush's TellerScore?

85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has The Farmers State Bank of Brush ever failed?

There is no failure record for FDIC certificate #10407 in the FDIC failed bank list.

How many branches does The Farmers State Bank of Brush have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Brush

InstitutionScoreAssetsCapitalProblem loansCompare
Fort Morgan Schools Federal Credit UnionCredit union Fort Morgan, CO80 out of 100, Strong$5.6M14.5%0.00%vs
Equitable Savings and Loan AssociationBank Sterling, CO75 out of 100, Strong$168.3M15.7%0.22%vs
Bank of ColoradoBank Fort Collins, CO74 out of 100, Strong$7.6B10.5%0.10%vs
Golden Belt Bank, FSABank Hays, KS68 out of 100, Moderate$373.5M10.1%0.41%vs
Wray State BankBank Wray, CO61 out of 100, Moderate$312.0M9.9%1.50%vs
BMO Bank National AssociationBank Chicago, IL58 out of 100, Moderate$255.0B11.3%0.92%vs