Side-by-side · Q2 2026 data
The Farmers State Bank of Brush vs Fort Morgan Schools Federal Credit Union
Credit union
Fort Morgan Schools Federal Credit Union
Fort Morgan, Colorado · Under $100 million in assets
Metric by metric
| Measure | The Farmers State Bank of Brush | Fort Morgan Schools Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 80 |
| Capital cushion | 100 (stronger) | 95 |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 51 (stronger) | 13 |
| Funding & liquidity | 71 | 90 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 88th | 65th |
| Total assets | $116.6M | $5.6M |
| Deposits / shares | $93.1M | $4.8M |
| Capital ratio | 20.13% (stronger) | 14.47% |
| Problem loans | 0.13% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.78% (stronger) | -0.17% |
| Loans ÷ deposits | 75.0% | 70.1% (stronger) |
| Uninsured deposits | 27.6% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Farmers State Bank of Brush has the higher TellerScore (85 vs 80). On the 6 directional measures above (where higher or lower is clearly better), The Farmers State Bank of Brush leads on 3 and Fort Morgan Schools Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.