Side-by-side · Q2 2026 data
The Farmers State Bank of Waupaca vs First State Bank
Metric by metric
| Measure | The Farmers State Bank of Waupaca | First State Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 69 |
| Capital cushion | 66 (stronger) | 48 |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 80 (stronger) | 53 |
| Funding & liquidity | 90 (stronger) | 68 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 86th | 40th |
| Total assets | $279.5M | $558.1M |
| Deposits / shares | $244.1M | $449.8M |
| Capital ratio | 11.57% (stronger) | 9.80% |
| Problem loans | 0.00% (stronger) | 0.12% |
| Net charge-offs | -0.01% (stronger) | 0.02% |
| Return on assets | 1.50% (stronger) | 0.83% |
| Loans ÷ deposits | 70.0% (stronger) | 87.1% |
| Uninsured deposits | 9.4% (stronger) | 19.5% |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Farmers State Bank of Waupaca has the higher TellerScore (84 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Farmers State Bank of Waupaca leads on 7 and First State Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Waupaca, WI