Side-by-side · Q2 2026 data
The Fayette County National Bank of Fayetteville vs Fayette Federal Credit Union
Bank
The Fayette County National Bank of Fayetteville
Fayetteville, West Virginia · $100 million – $1 billion
Credit union
Fayette Federal Credit Union
Mount Hope, West Virginia · Under $100 million in assets
Metric by metric
| Measure | The Fayette County National Bank of Fayetteville | Fayette Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 89 (stronger) |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 97 | 100 (stronger) |
| Earnings | 54 (stronger) | 45 |
| Funding & liquidity | 79 | 100 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 40th | 87th |
| Total assets | $158.1M | $8.5M |
| Deposits / shares | $134.8M | $6.4M |
| Capital ratio | 9.05% | 23.99% (stronger) |
| Problem loans | 0.08% | 0.00% (stronger) |
| Net charge-offs | 0.02% | 0.02% (stronger) |
| Return on assets | 0.85% (stronger) | 0.62% |
| Loans ÷ deposits | 53.9% (stronger) | 56.8% |
| Uninsured deposits | 34.4% | 0.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.4% | — |
Fayette Federal Credit Union has the higher TellerScore (89 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The Fayette County National Bank of Fayetteville leads on 2 and Fayette Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.