Side-by-side · Q2 2026 data
The Fayette County National Bank of Fayetteville vs Guaranty Bank Inc.
Bank
The Fayette County National Bank of Fayetteville
Fayetteville, West Virginia · $100 million – $1 billion
Metric by metric
| Measure | The Fayette County National Bank of Fayetteville | Guaranty Bank Inc. |
|---|---|---|
| TellerScore | 69 (stronger) | 54 |
| Capital cushion | 41 | 86 (stronger) |
| Loan quality | 97 (stronger) | 17 |
| Earnings | 54 (stronger) | 31 |
| Funding & liquidity | 79 (stronger) | 69 |
| Problem-loan coverage | 99 (stronger) | 73 |
| Peer percentile | 40th | 10th |
| Total assets | $158.1M | $152.4M |
| Deposits / shares | $134.8M | $126.4M |
| Capital ratio | 9.05% | 13.62% (stronger) |
| Problem loans | 0.08% (stronger) | 2.48% |
| Net charge-offs | 0.02% (stronger) | 0.08% |
| Return on assets | 0.85% (stronger) | 0.27% |
| Loans ÷ deposits | 53.9% (stronger) | 91.1% |
| Uninsured deposits | 34.4% | 6.7% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.4% | — |
The Fayette County National Bank of Fayetteville has the higher TellerScore (69 vs 54). On the 7 directional measures above (where higher or lower is clearly better), The Fayette County National Bank of Fayetteville leads on 5 and Guaranty Bank Inc. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.